Set Sail — or Ride — Sooner with a Boat or Jet Ski Loan
Whether you’re buying your first boat, upgrading your current one, or jumping onto a jet ski for some weekend fun, My Personal Broker makes marine finance simple.
We’ll help you find a competitive boat or jet ski loan that matches your lifestyle and budget — with fast approvals, no hidden surprises, and support from real people who understand how important time on the water is.
Why Choose a Boat or Jet Ski Loan Through My Personal Broker
Buying a boat or jet ski is a big lifestyle decision — and we’re here to make the finance side easy.
When you apply through My Personal Broker, you’ll get access to a network of trusted Australian lenders, all compared to find the best fit for your needs.
You’ll enjoy:
- Fast approvals – often within 24–48 hours
- Access to multiple marine lenders – get competitive rates and flexible terms
- Personal support – real people ready to help with every step
- Secure online process – simple, safe, and transparent from start to finish
What Can I Finance?
We can help you finance a wide range of marine purchases, including:
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Boats – fishing boats, runabouts, bowriders and more
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Jet Skis / PWCs – stand-up or sit-down personal watercraft
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Yachts and sailing craft
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Trailers and selected marine equipment (where eligible)
Secured vs Unsecured Boat & Jet Ski Loans
We’ll help you understand your options so you can make an informed decision.
| Loan Type | Best For | Key Benefits | Considerations |
|---|---|---|---|
| Secured Marine Loan | Buyers using the boat or jet ski as loan security | ✅ Lower interest rates ✅ Higher borrowing power |
Boat/Jet Ski is used as collateral — must meet lender’s age/value criteria. |
| Unsecured Marine Loan | Buyers without security or preferring flexibility | ✅ No asset required ✅ Faster approval |
May have higher rates or shorter loan terms |
If you’re not sure which option suits you best, we’ll explain both — clearly and without the jargon.
Example Scenario – From Browsing to Boat Ramp
Case Study: How Liam Got His Family Boat and Jet Ski Sorted
Liam, a 42-year-old from Brisbane, wanted a small fishing boat and a jet ski to enjoy weekends on the bay with his family.
Through My Personal Broker, he compared several marine finance options and chose a secured loan that covered both purchases with one simple repayment and a competitive rate.
“The whole process was easy. I got a great rate and someone to talk to whenever I had questions. We were on the water in no time.”
— Liam, QLD
Frequently Asked Questions
Can I finance a jet ski as well as a boat?
Yes. We can help you finance boats, jet skis (PWCs), yachts, and selected marine packages, subject to lender criteria.
Can I buy from a private seller?
In many cases, yes. We work with lenders who support both dealer and private sales for boats and jet skis.
What’s the typical loan term?
Most boat loans run from 2 to 7 years, depending on your lender and the boat’s value.
Do I need a deposit?
Not always. Some lenders offer 100% finance options, depending on your credit and income.
Can I repay early?
Yes. Many lenders allow early repayment with little or no penalty — we’ll show you which ones.