Estimate Your Repayments in Seconds
Want to see what your personal loan might look like?
Our loan calculator makes it easy to estimate your repayments and understand what’s affordable before you apply. Simply enter your loan amount, term, and interest rate, then see an instant estimate of your weekly, fortnightly, or monthly repayments.
How Our Loan Calculator Helps
Our calculator gives you a quick, easy way to plan ahead — no guesswork, no obligation.
You can use it to:
- Estimate repayments before applying
- Compare loan terms to find what fits your budget
- Understand total interest payable over the life of your loan
- Explore what you could save with a lower rate or shorter term
This tool is free to use and doesn’t affect your credit score — it’s simply here to help you make smarter decisions.
Feel free to use our Personal Loan Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
|---|
Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by My Finance. It does not take into account your personal or financial circumstances.
Understanding Your Results
The numbers you see are an estimate, based on the details you enter.
Your actual rate and repayment amount will depend on your lender, loan type, and personal circumstances.
If you’re happy with what you see, the next step is simple — talk to one of our brokers, and we’ll help you turn your estimate into a real loan offer.
Example Scenarios
Here’s how the calculator might help in real situations:
| Loan Purpose | Amount | Term | Estimated Weekly Repayment |
|---|---|---|---|
| Car Loan | $20,000 | 5 years | ~$95 per week |
| Travel Loan | $8,000 | 3 years | ~$60 per week |
| Home Improvement Loan | $15,000 | 4 years | ~$90 per week |
| Debt Consolidation Loan | $25,000 | 5 years | ~$118 per week |
These examples are for illustration only. Actual rates and repayments vary based on your lender and credit profile.
Ready to Take the Next Step?
Once you’ve used the calculator, you’ll have a clear idea of what’s achievable — but every lender is different.
Our brokers can help you find the best deal available, tailored to your goals and budget.
Frequently Asked Questions
Will using the calculator affect my credit score?
No. The calculator is for information only — it doesn’t impact your credit score or involve a credit check.
Are the repayment estimates accurate?
They’re a guide based on the information you enter. Actual repayments may vary depending on the lender’s assessment and your circumstances.
Can I use the calculator for all loan types?
Yes! Whether it’s a car, travel, home improvement, or medical loan, you can use the calculator to explore repayment options.