Make Memories Sooner with a Simple, Stress-Free Travel Loan
Whether it’s a family holiday, your dream honeymoon, or visiting loved ones overseas, My Personal Broker can help you get there faster. We make travel finance simple — with clear rates, fast approvals, and real support from experienced brokers who understand your goals.
Why Choose a Travel Loan?
Travel is one of life’s greatest experiences, but sometimes timing doesn’t wait for your savings to catch up.
A personalised travel loan can help you book now and pay later — without the worry of hidden costs or complicated terms.
Our travel loans can help you:
- Book flights and accommodation in advance to secure better prices
- Cover travel insurance or tour packages with one easy repayment plan
- Plan family holidays or honeymoons without financial stress
- Travel for special events or reunions without delay
Whether you’re planning a quick getaway or an overseas journey, we make financing your adventure straightforward.
Fast, Transparent Travel Finance
At My Personal Broker, we believe in clarity and confidence — no hidden surprises, no confusing conditions.
What to expect:
- Quick approval times – often within 24–48 hours
- Guidance from real people who explain your options clearly
- Secure, paperless applications – apply anytime, anywhere
- Access to multiple lenders to find the most competitive deal
We make sure you understand your repayment plan and feel comfortable from day one.
Secured or Unsecured — Your Choice
Our travel loans can be secured or unsecured, depending on what works best for you.
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Secured loans may offer lower interest rates if you provide an asset as security (e.g. a vehicle).
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Unsecured loans give you faster approval with no collateral required.
We’ll explain both options clearly and help you choose the best one for your budget and plans.
Plan Smart, Travel Confidently
It’s not just about financing your trip — it’s about making smart financial choices that work for you. We’ll help you create a repayment plan that fits your lifestyle, so you can enjoy your travels knowing everything’s under control.
“We wanted to take our kids on their first overseas holiday but didn’t want to dip into our savings. My Personal Broker made it so easy — everything was explained clearly, and we had approval within a day!”
— Emily, VIC
Frequently Asked Questions
What can I use a travel loan for?
Flights, accommodation, tours, travel insurance, spending money, or even special events — it’s your choice.
How fast can I get a travel loan approved?
In most cases, approvals happen within 24–48 hours after submitting your application.
Can I repay my travel loan early?
Yes! Many lenders allow early repayment without penalty — we’ll show you which options include that flexibility.
Are travel loans only for overseas trips?
Not at all. We help with domestic holidays, honeymoons, and even local getaways across Australia.
Travel Loan vs Credit Card — What’s Better for Your Trip?
When planning a holiday, many people wonder whether to use a credit card or take out a travel loan. Both can help you cover expenses, but there are key differences to consider.
| Feature | Travel Loan | Credit Card |
|---|---|---|
| Interest Rate | Usually lower, with a fixed rate and term | Often higher, especially if unpaid balances carry over |
| Repayment Plan | Set repayments over a fixed period | Flexible minimum repayments, but can extend debt |
| Loan Amount | One lump sum approved upfront | Credit limit depends on card provider |
| Fees and Costs | Clear, upfront fees — no surprises | May include annual fees, foreign transaction costs, or interest compounding |
| Purpose | Great for funding trips, tours, or packages | Better for smaller purchases or emergencies |
| Credit Impact | Helps build credit with regular repayments | Can hurt credit score if balances stay high |
Our Advice
If you’re planning a full holiday — flights, accommodation, and tours — a travel loan usually provides lower rates, clear repayments, and less risk of ongoing debt.
Credit cards are best kept for smaller expenses or emergency backup while travelling.