Fast, Flexible Car Loans to Get You on the Road Sooner
Whether it’s your first car, a family upgrade, or a switch to an electric vehicle, My Personal Broker makes car finance simple, transparent, and stress-free.
We’ll connect you with trusted Australian lenders offering competitive rates — with no hidden fees, quick approvals, and guidance from real people every step of the way.
Why Choose Us for Your Car Loan
Buying a car is exciting — financing it shouldn’t be frustrating.
With My Personal Broker, you get more than just a loan — you get clear options, personal guidance, and confidence that you’re making the right choice.
Here’s what makes us different:
- Fast approvals – get on the road sooner
- Personal guidance – real people who explain your options clearly
- Transparent rates – no hidden surprises
- Choice of lenders – access multiple car finance options in one place
Finance Options for Every Type of Vehicle
We make it easy to finance the car that fits your lifestyle — whether it’s brand new, used, or something eco-friendly.
Types of car loans we can help with:
- New car loans – finance your new vehicle quickly and easily
- Used car loans – flexible options for pre-owned vehicles
- Business car loans – suitable for sole traders and small businesses
- Electric vehicle loans – Making the switch to a greener future? Our electric vehicle financing could get you on the road sooner.
At My Personal Broker, we work with lenders who understand that not all drivers — or cars — are the same.
Secured vs Unsecured Car Loans
Car loans are generally secured loans, meaning the vehicle is used as security for the finance. This usually means lower interest rates and higher borrowing limits.
However, unsecured options may suit borrowers who prefer more flexibility or don’t want to use their car as collateral.
Our brokers will help you understand both options and find what’s best for your situation.
Common Questions About Car Loans
Can I get pre-approval before choosing a car?
Yes! Pre-approval helps you shop with confidence, knowing your budget before you buy.
How long does car loan approval take?
In most cases, approvals are processed within 24–48 hours, depending on your lender.
Can I finance a used or private sale vehicle?
Absolutely. We work with lenders who offer flexible finance options for both dealership and private purchases.
Do you offer electric car finance?
Yes — our electric vehicle loans are designed to make switching to a greener future easier and more affordable.
Compare Car Loans — Find the Right Fit for You
Choosing the right car loan doesn’t have to be confusing. Whether you’re buying new, used, or making the switch to an electric vehicle, we’ll help you compare your options clearly.
| Loan Type | Best For | Key Benefits | Considerations |
|---|---|---|---|
| Secured Car Loan | Most borrowers buying a new or used car | Lower interest rates Higher borrowing limits Longer repayment terms |
Your car acts as security for the loan |
| Unsecured Car Loan | Borrowers without a vehicle to use as security | Faster approval Greater flexibility in use of funds |
May have slightly higher interest rates |
| New Car Loan | Buying a new vehicle from a dealership | Access to better rates Longer loan terms Lower maintenance costs |
Slightly higher upfront value |
| Used Car Loan | Buying a pre-owned vehicle or private sale | Lower overall cost Flexible lender options |
Shorter loan terms or higher rates for older cars |
| Electric Vehicle Loan (EV Loan) |
Buyers switching to a greener future | Competitive EV finance rates Support for sustainability goals Quick approval process |
Limited to eligible electric or hybrid vehicles |
Whether you’re chasing flexibility, affordability, or sustainability, My Personal Broker will help you find the right balance between rate, term, and convenience.