Terms of use

Last Updated December 02, 2025

Welcome to My Personal Broker. By accessing or using our website, services, or online portal (collectively, “Services”), you agree to the following Terms of Use.

If you do not agree, please do not use our Services.

1. About Our Services

My Personal Broker provides information and assistance relating to personal loans, financial products, and referrals to third-party lenders.
We do not issue loans ourselves — all lending decisions, approvals, and funding are managed by the relevant lender.

We aim to provide clear, accurate information, however we cannot guarantee that all details will always be up to date.

2. Eligibility

To use our Services, you must:

  • be at least 18 years of age

  • be an Australian resident or citizen

  • use our Services for lawful purposes only

  • provide accurate information during any application or enquiry

Providing false or misleading information may affect your loan application or access to our Services.

3. No Financial Advice

The information on this website is general in nature.
It does not take your personal financial situation into account and should not be considered financial or legal advice.

You should consider seeking independent professional advice tailored to your circumstances.

4. Your Account

If you create an account or apply for a loan, you are responsible for:

  • keeping your login details confidential

  • ensuring information you provide is accurate and complete

  • notifying us promptly if you suspect unauthorised use of your account

We may suspend or terminate accounts at our discretion if misuse is detected.

5. Partner Referrals

If you have been referred by one of our approved partners or brokers, you should use the unique link they provided.
This helps ensure your application is correctly matched and processed.

We are not responsible for the actions, advice, or representations made by external partners unless expressly stated.

6. Third-Party Lenders & Websites

Our website may link to third-party lenders or service providers.
We are not responsible for:

  • the content on external websites

  • the lending criteria of third-party lenders

  • decisions made by any lender

Your dealings with third parties are solely between you and that provider.

7. Intellectual Property

All content on this website — including text, graphics, logos, icons, and software — is the property of My Personal Broker or its licensors.
You may not reproduce, distribute, or modify any part of the website without written permission.

8. Prohibited Use

You agree not to use our Services for:

  • unlawful, fraudulent, or misleading activities

  • attempting to gain unauthorised access to our systems

  • interfering with the security, performance, or integrity of the website

We reserve the right to restrict access if prohibited activity is suspected.

9. Privacy

We take your privacy seriously.
Our Privacy Policy explains:

  • what information we collect

  • how we use it

  • how we store and protect it

By using our Services, you consent to the handling of your information as described in our Privacy Policy.

10. Limitation of Liability

To the maximum extent permitted by law, My Personal Broker is not liable for:

  • any loss arising from your use of the website or Services

  • decisions made based on website content

  • delays or failures caused by third-party systems or providers

We provide our Services on an “as is” and “as available” basis.

11. Changes to These Terms

We may update these Terms of Use at any time.
Changes take effect once posted on this page.
You are encouraged to review them regularly to stay informed.

12. Contact Us

If you have questions about these Terms, please contact us at:

📧 info@myplbroker.com.au
📞 1300 122 211
🌐 www.mypersonalbroker.com.au